First Time Home Buyer

First Time Home Buyer 5 Simple Graphs Proving This Is NOT Like the Last Time 5 Simple Graphs Proving This Is NOT Like the Last Time With all of the volatility in the stock market and uncertainty about the Coronavirus (COVID-19), some are concerned we may be headed for another housing crash like the one we experienced from 2006-2008. The feeling is understandable. Ali Wolf, Director of Economic Research at the real […]
First Time Home Buyer Three Reasons Why This Is Not a Housing Crisis Three Reasons Why This Is Not a Housing Crisis In times of uncertainty, one of the best things we can do to ease our fears is to educate ourselves with research, facts, and data. Digging into past experiences by reviewing historical trends and understanding the peaks and valleys of what’s come before us is one […]
First Time Home Buyer 2020 Homebuying Checklist 2020 Homebuying Checklist Some Highlights: If you’re thinking of buying a home, plan ahead and stay on the right track, starting with pre-approval. Being proactive about the homebuying process will help set you up for success in each step. Make sure to work with a trusted real estate professional along the way, to help guide you through the homebuying […]
First Time Home Buyer What Are Closing Costs and Have You Budgeted Enough Have You Budgeted for Closing Costs? Saving for a down payment is a key step in the homebuying process, and it’s not the only piece you need to include in your budget. Another factor that’s important to plan for is the closing costs required to obtain a mortgage. What Are Closing Costs? According to Trulia, “When […]
First Time Home Buyer New Listing 4337 Terrace, Oak Harbor Beautiful, bright and cheery listing on North Whidbey. 3 bedroom, bright open home in the Northgate neighborhood. This charming home is a one level with easy access entrance, new wood laminate, carpet, doors and trim throughout. You won’t find a more updated home that’s perfect for entertaining. New interior paint so this home is absolutely […]
First Time Home Buyer Online House Hunting Hunting for a new home online is a great place to start your search, but it should not be your end all be all. Good listing agents are excellent at highlighting the best features of the home, but keep in mind there may be more than meets the eye. To make the most of your […]
First Time Home Buyer Should I pull money from my retirement for a home downpayment? Quite often I am asked by my clients and my students at my home buyer class  if they should rob their 401K to have the cash for a downpayment.  If the house/ real estate is also an investment why not?  Here’s a few good reasons that your 401 funds should stay as 401 retirement funds. […]
First Time Home Buyer Zero down loans offered by WA Housing Commission Some day it seems I’m the only one talking about zero down loan that’s not a  VA (Veteran Affairs) loan.  In the state of Washington we have some great programs to help first time home buyers buy their first home.  The Washington State Housing Finance Commission not only offers the zero down USDA loan but […]
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First Time Home Buyer How to install laminate flooring How many times have you thought “I can install laminate flooring” or “I wish I could do that?”  Flooring is one of those renovation projects that allure newbies most often.  After mastering the skill of installing your own floor it can liberate the home owner which can be good and bad for a home. I […]
First Time Home Buyer Roof maintenance in the Pacific Northwest Why worry about roof maintenance in the Pacific Northwest? Moss can completely ruin the life of a roof.  In addition of leaves and pine needles it can be a disaster waiting to happen.Moss left to grow can and will lift the shingles creating gaps for water penetration and wind damage to the roof.  With a […]
First Time Home Buyer Wonderful ideas to create delightful, bright living space http://Permalink:…oor-living-space   I’m always looking for wonderful ideas and great ways to cheer up small places.  Here’s a few great ideas to clean up, cheer up and snaz up a dark, gloomy area.  Open spaces and bright, eye catching art are a great combination.  It’s easy to bring in focal points to carry the […]
First Time Home Buyer Military Relocation Specialist     Anita Johnston Earns NAR’s Military Relocation Professional Certification Military Personnel and Veterans Benefit from REALTOR® Expertise in Military Benefits, the Relocation Process, and Support   Oak Harbor, WA — Anita Johnston with Windermere Whidbey Island has earned the nationally recognized Military Relocation Professional (MRP) Certification.  The National Association of REALTORS® confers the MRP […]
First Time Home Buyer Hey Baby, it’s hot outside- Jump onto a paddle board or kayak and explore Whidbey Island What do you do when Whidbey Island suddenly feels like a tropical island? We are quite lucky here on Whidbey Island.   Not only are we on an island, it is a long narrow island.  In several areas we can drive as little 5 miles across the island to reach the other side.  This is great […]
First Time Home Buyer Tips for First Time Home Buyers   Here's a great article discussing where to start.  Not such a daunting task if you have a tidy little check list.  I always argue when financing isn't first on the list.  I've had clients completely broken hearted when they thought they had found their absolute dream home only to find out that their debt […]
First Time Home Buyer First time home buyer? Scared, unsure?